48. What does “the stock market is reeling” mean?
(A)The stock market is hiking.
(B) The stock market is moving steady.
(C)The stock market is going down slowly.
(D) The stock market is fluctuating drastically.

44. US investors in ADRs receive dividends __________________. (A)in US dollars (B) in only foreign currency (C)in European currency only (D) in non-cash payments only

45. The passage implies that anyone selling foreign stocks in the United States __________________. (A)can only do so after 1933 (B) may actually benefit from the law (C)may be breaking a law (D) may be required to pay local taxes

46. The author is a _______________. (A)government employee (B) famous banker (C)columnist of a magazine (D) professor of economy

47. What is the author’s purpose in writing this passage? (A)To provide information on safety of pension. (B) To teach people how to make investment. (C)To discuss the current economic crisis. (D) To attack the government’s pension policy.

49. Which of the following statements is true? (A)Pension managers rarely invest the fund in the stock markets. (B) Turbulence in the stock markets has no influence on the pension funds. (C)Benefits of retirees are greatly reduced when the stock market hits bottom. (D) Pension payment takes long years, so there is enough time for the funds to wait and gain back their money.

50. Which of the following is true about PBGC? (A)It is operated by the state government of the U.S. (B) It stands for Pension Benefit Guaranty Corporation. (C)It pays each retiree $51,750 a year every year. (D) Its payment to retirees has ended in 2008.

1. 下列通同字，何者正確(A)步仄「逕」—同「俓」 (B)麥「隴」朝雊—通「攏」 (C)「儻」能從我遊乎—同「倘」 (D)因馱黃「蘗」人往—同「糱」。

2. 〈再別康橋〉一詩中，那一句最能表現徐志摩對康橋的眷戀(A)揉碎在浮藻間，沉澱著彩虹似的夢(B)滿載一船星輝，在星輝斑斕裡放歌(C)波光裡的豔影，在我心頭蕩漾(D)在康河的柔波裡，我甘心做一條水草。

3. 〈諫太宗十思疏〉中言：「載舟覆舟，所宜深慎，奔車朽索，其可忽乎！」意謂(A)搭乘舟船車馬，須戒慎小心(B)民心向背關係國家興亡，不可輕忽(C)生命寶貴，勿快速駕車奔馳(D)道心惟危，人心惟危。

4. 稱白居易為「白二十二郎」，稱韓愈侄老成為「韓十二郎」，係依何種排行之稱呼(A)結拜兄弟(B)表兄弟(C)堂兄弟(D)親兄弟。