(2)又構成毀損之條件為何？

My name is Ma. Christina Antipala from the beautiful country of the Philippines. Working here in Taiwan as a caretaker for almost 3 yrs. Toiling overseas to earn some money in return for my absence is really tough for my family especially my children who need my tender loving care that ironically I provided my patient here. But its only for the meantime because this is not a lifetime job and its only our stepping stone for a better future. So while here I tried to use my spare time learning something that we can bring back home like this photography class. I love taking pictures but I have no idea what’s the meaning these pictures want to tell the viewers, until I attended this class. I discovered that through photography we can express our feelings and emotion and the messages we want to deliver to our viewers. Our point of view can be seen in our works and through pictures, we viewed our sense of self. That’s why it is true when we say that a picture worth a thousand words and I hope that through works you understand our feelings as a migrant and can sense the exact words that our pictures want to tell (Wu, 176: 2008).

III. Composition “In a calm sea every man is a pilot. But all sunshine without shade, all pleasure without pain, is not life at all”—cited from “True Nobility.” There are supposedly ups and downs in life so that life can be made complete. The same is true of one’s teaching, whether it is a long process or not. As a teacher or teacher trainee, what ups and downs have you ever experienced so far in your teaching career, which are engraved in your mind? Elaborate on at least two personal experiences, exhilarating one and harrowing one respectively, and relate your gains from them or reflections on them.

一、在財產保險理賠案件中，商業火災保險及工程保險之複雜性通常較高， 大都要仰賴擁有專業知識之保險公證人調查及處理，請問保險公證人之 核心理算工作及其內容為何？請分別說明之。

(1)何謂毀損或滅失？

(3)於承保工程發生毀損或滅失時，毀損或滅失型態有幾種？請分別說明之。

1.試列舉並說明四項教師規劃學校資優教育方案時，需要考量的項目。

2.資優班林老師對於班上學生小智的特質表現與觀察紀錄如下： (1)個別智力測驗成績達 PR97 以上，其中語文理解指標達 PR99、知覺組織為 PR97、 工作記憶達 PR75、處理速度為 PR47。 (2)在資優班的表現落後同儕，普通班級的成績表現則處於中間位置(50%-60%)，對學業成績表現出不在乎的態度。 (3)上課時會趁老師不注意偷偷閱讀世界名著。 (4)上課時容易分心，幾乎不舉手發言或參與討論。(5)不喜歡書寫的作業，常藉故拖延繳交。 (6)主動表示想參加語文相關競賽活動，如演講、朗讀、戲劇等，但練習時常常不出現。 試針對上述小智的特質表現與觀察紀錄，提出五項教學輔導策略，以提升其學習表現。

3.資優班陳老師運用 J. Parker 提出之四階段未來學理論，引導學生探究「人口老化與 少子化對臺灣之衝擊與因應」設計課程。試依據下表陳老師搭配未來學理論四階段 所規劃之教學活動，列述各階段所欲達成的主要教學目標。

4.資優班安老師運用 D. Treffinger 所提出的自我引導學習模式，指導小潔進行獨立研究，經過安老師的觀察和評估後，小潔目前在獨立研究的學習準備度，處於該模式的「自我引導層次二」。試參考自我引導學習模式的四個教學階段，說明如何引導小潔進行獨立研究。

一、企業執行危險理財計畫中，有關非保險財務型移轉方式有那些？請分別說明之。