106年 - 臺灣銀行/國際金融-南非分行儲備幹部 -英文#64497

科目：銀行◆英文 | 年份：106年 | 選擇題數：0 | 申論題數：2

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所屬科目：銀行◆英文

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第二題：英翻中【配分 25 分】 State-owned Bank of Taiwan, the main subsidiary of Taiwan Financial Holding Co, yesterday said that its board has approved plans to set aside NT$100 billion to support urban renewal projects. The move came as the nation’s largest bank by loan book lends force to the government’s measured effort to prop up the construction industry without reviving a property fever. About 140,000 buildings nationwide are more than 30 years old, with 50,000 of them in dire need of repairs and reinforcement, Ministry of the Interior data showed. Owners of buildings at least 30 years old or declared unsafe by authorities may apply for loans with preferential interest rates if they agree to urban renewal projects. Potential applicants may borrow up to 100 percent of their home’s values in special loans, as a lack of liquidity often slows the pace of renewal.

第三題：中翻英【配分 25 分】當前市場上各式各樣消費性產品的製造和使用帶來了大量幾乎無法逆轉的污染、森林破壞和全球暖化，對環境造成衝擊。產品設計師通常只專注於創作的形式和功能，而對其設計的產品製造過程卻興趣缺缺。這種想要產出更為複雜產品的慾念導致了高度能源密集式的製造程序。隨著製造業的能源消耗持續增加，降低二氧化碳排放量以減少全球暖化更形需要。產品設計師必須重視這項問題，充分體認身為設計師的社會責任，同時也必須認真考量其設計對環境的影響程度。