14.
(A) plunging
(B) accompanying
(C) deteriorating
(D) plummeting

10. Eviction _______ don’t keep arrears from piling up, and aid to renters may not reach the most vulnerable, who are struggling with a loss of income and with the insecurity of not knowing how long they will have a home in that their savings depleted, resulting in their running up credit card debt to make the rent or accruing months of overdue payments. (A) moratoriums (B) credentials (C) prerequisites (D) specifications

11. (A) decorum (B) infrastructure (C) rendition (D) synchronization

12. (A) resilient (B) tentative (C) conscientious (D) philanthropic

13. (A) abdicate (B) relinquish (C) exonerate (D) funnel

15. (A) fluctuated (B) grumbled (C) pitched (D) excoriated

16. (A) does not reciprocate (B) did not reciprocate (C) had not reciprocated (D) had not been reciprocated

17. (A) depends (B) to depend (C) depending (D) depended

18. (A) floating first (B) floated first (C) was first floated (D) having floated first

19. (A) materialize (B) converge (C) predispose (D) dilute

20. (A) get off the ground floor (B) raise the bar (C) learn the ropes (D) cut to the chase