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112年 - 112-2 臺灣銀行_新進人員甄試_7 職等/風險管理人員_科目二:綜合科目(含授信法規與實務、財務金融、統計學)#116621
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第三題:【作答方式得以英文或中文作答】
Consider the hypothesis test
The information of samples 1 and 2, taken from the two independent populations 1 and 2, respectively, is summarized in the following table.
(一)What is the p-value?【15 分】
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(一)When members apply for personal housing loans (including self-built houses) and various consumer loans, if both parties in contract agree to charge liquidated damages for early repayment, it should be agreed in the form of individual negotiation terms and calculated and collected according to which two principles?【4 分】
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(二)Members apply for personal housing loans (including self-built houses) and various consumer loans. If the customer has to repay the loan in advance, under what circumstances the bank shall not charge the customer liquidated damages for early repayment? Please list three items.【6 分】
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(三)Please list at least five examples about “indirect credit”.【5 分】
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(一)How much is the market value (market capitalization) of Stock SF on Sept. 2?【3 分】
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(二)How much should be the Cap City Index on Sept. 2?【3 分】
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(三)How much was the rate of return of Cap City Index on Sept. 2? 【3 分】
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(四)Mr. Chen stated that the Cap City Index return is closer to Ms. Lee's rate of return on investment than to Ms. Liu’s. Is what he said correct? Please briefly describe your thoughts. 【3 分】
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(五)What may have happened to Stock RAY? 【3 分】
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(二)With α = 0.05, what is your hypothesis testing conclusion?【5 分】 (Given Z~N(0,1), P(Z>1.645)=0.05; P(Z>1.7)=0.0446; P(Z>1.96)=0.025)
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112年 - 112-2 臺灣銀行_新進人員甄試_7 職等/風險管理人員_科目二:綜合科目(含授信法規與實務、財務金融、統計學)#116621
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