61. While researching a topic, a student has taken the following notes:
• Housing policy is a significant issue that local governments deal with, as making sure everyone has a decent place to live is an important general priority.
• Many regions have a shortage of affordable housing—the full time (40 hours a week/52 weeks a year) "housing wage" that a person would need to earn in order for a two-bedroom rental unit to be affordable by the official government standard is far higher than average wages.
• An "affordable dwelling" varies from city to city but is defined as one that a household can obtain for 30% or less of its income.
• Two basic types of policies that could make a difference in housing affordability are the government directly giving money or discounted housing to low-income families and increasing the number of dwellings in a given area by relaxing restrictions on the size of buildings that can be built, or by relaxing restrictions that mandate minimum sizes of individual dwelling units. Most cities tend to have several zoning rules that artificially restrict the supply of housing.

The student wants to emphasize the potential role of local government in creating affordable housing. Which choice most effectively uses relevant information from the notes to accomplish this goal?

(A) Everyone deserves a decent place to live and affordable housing uplifts residents, encourages social connections, reduces overcrowding, and local governments are the ones who should take the lead to provide it.

(B) For a home to be "affordable," it should not cost more than 30% of the household income to buy or rent.

(C) Local governments can pass measures to increase the opportunities for affordable housing by creating policies that work for their constituents.

(D) The definition of affordable housing is not the same from state to state because the cost of living varies from state to state, so local governments must work to find out the numbers for their own town's residents.