（一）請算授課教授抽到的 2 位學生皆是女性的機率為何？【10 分】

（一）When members apply for personal housing loans (including self-built houses) and various consumer loans, if both parties in contract agree to charge liquidated damages for early repayment, it should be agreed in the form of individual negotiation terms and calculated and collected according to which two principles？【4 分】